*Compare Rates By State

North EastSouth EastMid WestWestSouth West
North EastSouth EastMid WestWestSouth West
Connecticut (N/A) Alabama Illinois Alaska Arizona
Delaware Arkansas Indiana California New Mexico
Maine Florida Iowa Colorado Oklahoma
Maryland Georgia Kansas Hawaii Texas
Massachusetts (N/A) Kentucky Michigan Idaho
New Hampshire (N/A) Louisiana Minnesota Montana
New Jersey (N/A) Mississippi Missouri Nevada
New York (N/A) North Carolina Nebraska Oregon
Pennsylvania (N/A) South Carolina North Dakota Utah
Rhode Island (N/A) Tennessee Ohio Washington
Vermont (N/A) Virginia South Dakota Wyoming
West Virginia Wisconsin

Things to note…

  • Payday Loan Rates & Fee’s are governed by state law
  • Payday Lending is only legal 37 States within the U.S.A
  • Only Direct Payday Lenders Disclose loan rates and fee’s
  • Some direct lenders offer loans cheaper than competitors in some states
  • In order to get the best rate on a payday loan, select your state from the list below

Alabama

There aren’t too many payday lenders that are licensed to operate in the State of Alabama and cashnetusa seems to be the only reputable online lender to do so.Payday lending finance charges are ultimately determined by state legislation, so each state is going to have different rates–here we have compared payday loan lenders in the …

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California

To calculate the best rates for payday loans in California (CA) we have considered complete loan fees for a $100 loan and a maximum amount loan over the period of 14 days and also one month–31 days. We have found that the Maximum loan amount allowed in California is $250, this is how each of …

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Delaware

We have compared a number of the top tier direct payday loan lenders in order to determine the best rates & fees in the state of Delaware. For this table we have chosen a standard of a $100 loan over a 31 day period. Be advised that the maximum loan amount in Delaware is $500, …

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Idaho

If you are looking for a payday loan (cash advance) in Idaho be advised that all rates and terms are determined by by state law. In this section we’ll compare the top tier lenders and what they charge in Idaho. (Note: we only review payday lenders that disclose loan fee information) For this comparison we …

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Maine

Welcome to our review on payday loans in the state of Maine. If you’re unsure of exactly how direct payday lenders work, basically their rates and fees are predetermined by state laws that regulate the payday industry. So what we do here is compare all of the most popular payday lenders by state. The maximum …

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Nevada

Cash advance payday loans in the State of Nevada (NV) have a maximum loan limit of $1500. They are of course, governed by Nevada state law. We have found that some payday lenders in Nevada offer installment loans rather than payday loans (which are more or less just like payday loans–same rates etc). Despite some …

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Texas

Payday loans in the State of Texas (TX) are goverened by state laws. We have dedicated a small part of this page to discuss various texas payday loan laws but if you would like to see the laws from the proper authority however, you can do so by checking out the official NCSL page on …

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Utah

In order to calculate the best rates for cash advance paydayloans in Utah (UT) we are going to run an example loan of $100 over a one month period through the top tier payday lenders that disclose loan fees. Be advised that there is no maximum loan amount (by law) in Utah, but the highest …

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